Tapio Koivu is a portfolio manager at Veritas Pension Insurance Company, which he joined in 2018. He is responsible for managing listed equity portfolios using a wide range of instruments, including active and passive funds, direct equity investments, and derivatives. Prior to joining Veritas, he worked in asset management and has more than 10 years of experience in fund selection, analysis, and portfolio construction. He holds a Master’s degree in Accounting and Finance from Turku School of Economics at the University of Turku and is a CFA charterholder.