Kevin is a professional trustee with Capital Cranfield who has been operating at the top level of the pensions industry for over forty years. He is a qualified actuary who has been involved with many different strands of pensions, investment and broader employee benefits. He is fluent in all pensions dailects – DC, DB and CDC. He established the Aon UK Defined Contribution team and was the inaugural UK lead for Global Risk Services, a fusion of actuarial and investment skills for DB schemes. He continues to act as pension adviser on a limited number of client assignments. He is practicing what he has been preaching about phased retirement by working four days a week. His current passion –with typically modest ambition – is to transform the UK pensions landscape, by making Collective Defined Contribution plans a reality, and thereby improving the pensions outcomes for millions of UK workers.